Personal injury

Purchasing horse insurance can be a challenge, however our horse insurance policy has been carefully selected to give both the horse and owner protection in the event of an accident. This also includes protecting a third person who has been given the opportunity to ride a horse by the owner, as we know accidents can happen and could cause a financial strain to the owner of the horse.

Riding horses can be dangerous, if a horse is scared or feels under threat they have a tendency of bolting, which can cause bad consequences for the owner, or rider such as broken limbs, serious head injuries or even fatality. This is why our horse insurance policies are designed to include cover against personal injuries protecting both owner and horse rider in an accident.

Owning a horse is a joyful experience, whatever its use, however they do come with their disadvantages and due to their size can cause horrific injuries to the rider in an accident. It's common for riders to be thrown off their horses and suffering head injuries and broken bones, horse insurance from Insure My Pet protects against such eventualities.

If the owner or someone who has been given permission to ride and an accidental injury is caused, Insure My Pet will pay the benefit of £20,000 for death, loss of two or more limbs or eyes, or one limb or eye and also permanent disablement. For a child under 16, the death benefit will be reduced to £10,000.

In the event of a face or mouth injury caused by your horse, our insurance for horses will pay £1,000 towards any dental treatment..